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Personal Growth Matters for Your Financial Freedom this changing times. The first step towards achieving financial peace is to take personal responsibility for your actions by developing habits for healthy personal finances. What if you are in 400,000 naira debt today? You can hardly pay your bills, and your life is going downhill. You can pull yourself out of debt simply with these four simple steps. It all starts with changing your thoughts. And your thoughts will change your attitude towards money. 1. Visualize & feel who you want to become The very first step is to visualize vividly who you want to become financially. Visualization is to your subconscious mind what nutrition is to your body. Okay, so your goal is to pay off  400,000 naira. Imagine how happy you will be when you can scream, “I am debt free.”  Imagine how happy you will be when you can do those things that you love to do but fear because spending more will lead you towards financial...

Best Ways to Improve Your Finances in 2017 In personal finances, money management has a big role if you want to improve your financial situation. Learn how to budget, spending money wisely, save money and invest. Good news, money management even though it was not taught in school, it is easy to learn. You can do it yourself. 1. Analyze your current financial situation. The best first move to do on 2017 is to analyze your current financial situation. Are you in money shortage or you have a lot of money but still in “short”. How’s my finances, ask yourself. What are the common things you should ask? How much money I need to live comfortably, why my money is not enough to live the life I want. There are lot of questions to ask, just take your time to think. 2. Know where your money is going. When analyzing your money, include the most important thing to ask yourself, how did you spent your money this present year (2016). Are they only wasted or 70% of your income spends on ...