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Showing posts from December 19, 2016

5 ways of person finance freedom

Persona finance its a great tools of arranging your persona expenditures and other related issues mostly in this challeging times of this present times. Step 1. Make the decision to become an investor, not a consumer.  You have to commit a certain percentage of your income to savings for your financial freedom. Whatever that number is — 10%, 15% — stick to it in good times and bad. Step 2. Make the game winnable. Figure out how much money you need for your financial security and financial independence. Calculate this and come up with a plan. Look  for places you can save more of returns Steps 3. Adjust your spending Look closer. Are your expenses higher than your income? If so, you’re living beyond your means. You’ll need to adjust your expenses accordingly so you don’t go further into debt. This step is not about punishing yourself or laying blame.  Steps 4. Write up a will  Every adult who owns assets and has a spouse or children should have a will. An ...